Episode four is the climactic season one finale. It begins with Matt's financial problems, as he has taken a job as songwriter for a 40-year old woman attempting to break into the music industry. Next we get a glimpse into the life and mind of Brenna as she battles with celebrity obsession. Matt resorts to applying for a payday loan, and is pleased when he finally gets it, but Brenna's mom has some contrary opinions that causes a stirring debate.